PAKISTAN

MONETARY INDICATORS

CATEGORY 2010 2021
Broad money annual, % growth14.615.6
Claims on domestic economy, annual growth % of broad money8.511.1
Claims on central governments, annual growth % of broad money1.81.6
Interest rate Deposit8.15.8
Interest rate Lending148.7
Interest rate Real2.9-1.4

BUSINESS ENVIRONMENT ENTERPRISE SURVEYS

CATEGORY SURVEY YEAR 2013
Regulations and tax,Time spent dealing with the requirements of government regulations(% of senior management time)3.5
Regulations and tax,Number of visits or required meetings with tax oficials3.6
Permits and licenses,Time required to obtain operating license(DAYS)10.4
Corruption,Bribery incidence(% of firms)30.8
Crime,Losses due to theft, robbery, vandalism, and arson(% sales)6.5
Informality,Firms competing against unregistered firms(% of firms)46.5
Gender,Firms with female top manager(% of firms)6
Finance,Firms using banks to finance working capital(% of firms)8.6
Infrastructure,Value lost due to electrical outages(% of sales)33.8
Trade,Average time to clear exports through customs(DAYS)11.4
Workforce,Firms offering formal training(% of firms)32

FINANCIAL ACCESS STABILITY AND EFFICIENCY

CATEGORY 2020
Getting creditDepositors with commercial banks (per 1,000 adults)402
Financial access and outreachBorrowers from commercial banks (per 1,000 adults)21
Commercial bank branches (per 100,000 adults)10.3
Automated teller machines (per 100,000 adults)11.14
%5.8
Bank capital to assets ratio%9.2
Ratio of bank non-performing loans to total gross loans% of GDP14.9
Domestic credit to private sector by banks (% of GDP)lending rate minus deposit rate (% Points)3.3
Interest rate spread :Prime lending rate minus treasury bill rate (% Points)2.1